Hide Filters
Filters 0
Sort by :
Filters 0

ESTO - Leasing services

ESTO hire-purchase - Don't want to pay the whole amount at once? Pay in instalments!

ESTO hire-purchase is the fastest and most convenient payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real-time and you can complete your purchase in less than 60 seconds.

Add the products you need to your shopping cart, confirm your order and choose ESTO hire-purchase as a payment method. When confirming your purchase, select your preferred repayment period, and monthly instalment amount and sign digitally and conveniently using your Smart-ID, eParaksts or bank link. 

Conditions for ESTO hire purchase:

  • Interest rate from 0%

  • Contract fee from 0 Eur

  • Period from 3 to 60 months

ESTO Hire-purchase is available for all citizens of the Republic of Latvia aged between 18 and 70. Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO LV AS or another specialist.  ESTO LV AS loan example: loan amount 198 euros, fixed interest rate 0%, contract fee 10 euros, monthly management fee 2,30 euro, loan period 6 months, equal monthly instalments of 35,30 euros, total amount loan and repayment of 221,80 euros, loan annual percentage rate is 50,22%. 

ESTO hire purchase is offered and regulated by ESTO LV AS (40103050993).

Email: info@esto.lv

Phone number: (+371) 662 222 50

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly - in three equal instalments, with no extra fees!

Choose the most popular ESTO 3-part payment method at the checkout to pay for your purchases! ESTO 3 helps you split your purchase easily into 3 equal parts, with 0% interest and 0€ extra fees! Add products to your shopping cart, confirm your order, choose ESTO 3 as your payment method and easily sign the transaction using Smart-ID, eParaksts or bank-link.

  • No extra charges

  • Just three equal payments over a period of three months.

  • The first payment is always on the next month.

  • ESTO 3 is available to all adult residents of the Republic of Latvia.

ESTO 3 payment method terms and conditions

The ESTO 3 payment method service provider is ESTO LV AS. The decision to use this payment method is a financial decision involving risks and liabilities, so you are advised to consider carefully your need for any loan products. ESTO 3 has an annual interest rate charge of 0%, subject to the following conditions: 0% interest rate, no other charges.

ESTO 3 the payment method is offered and regulated by ESTO LV AS (40103050993).

Email: info@esto.lv 
Phone number: (+371) 662 222 50

ESTO Pay Later - make shopping easy! Buy now and pay in the next 30 days! Without Extra fees!

Choose the newest payment method on the market to pay for your purchases - ESTO Pay Later! Confirm your purchase with just a few clicks and pay back without any extra cost!

Be smart and choose ESTO Pay Later to pay for your purchases! The new and innovative payment solution helps you pay for your purchases conveniently within 30 days. ESTO Pay Later is the smart way for people to pay - get your goods now and pay back on a flexible repayment schedule. Get exactly what you need with just a few clicks - no interest, no extra fees and no deposit. 

  • Flexible repayment schedule

  • Get the goods now and pay in 30 days

  • 0% interest & 0€ extra fees

ESTO Pay Later payment method terms and conditions

ESTO Pay Later payment method service provider is ESTO LV AS. The decision to use this payment method is a financial decision involving risks and liabilities, so you are advised to consider carefully your need for any loan products. ESTO Pay Later has an annual interest rate charge of 0%, subject to the following conditions: 0% interest rate, no other charges.

ESTO Pay Later payment method is offered and regulated by ESTO LV AS (40103050993).

Email: info@esto.lv 
Phone number: (+371) 662 222 50